/* BLACK LEDGER V17 — EDITORIAL FINANCIAL TECHNOLOGY */
:root{
  --ink:#151412;--paper:#f6f3ec;--paper2:#fbfaf6;--gold:#9b762f;--gold2:#72541f;
  --muted:#69645b;--line:#cbc4b8;--line2:#e4dfd6;--dark:#11110f;--dark2:#191815;
  --white:#fff;--shadow:none;--radius:4px;
}
html{background:var(--paper2)}
body{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper2);color:var(--ink);font-size:17px;line-height:1.62;letter-spacing:-.005em}
.shell{width:min(1240px,calc(100% - 56px))}
h1,h2,h3{font-family:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;letter-spacing:-.038em;font-weight:500}
.eyebrow{color:var(--gold2);letter-spacing:.16em;font-size:11px;font-weight:800}
.eyebrow:before{width:34px;height:1px;background:var(--gold2)}

/* Navigation */
.site-header{background:rgba(251,250,246,.97);backdrop-filter:none;border-bottom:1px solid var(--line)}
.nav-row{height:72px}.wordmark img{height:30px}.nav-links{font-size:13px;gap:30px;font-weight:650;letter-spacing:.02em}
.nav-actions{gap:6px}
.btn{min-height:42px;padding:0 16px;border-radius:2px;border:1px solid #9c968b;font-size:13px;font-weight:750;letter-spacing:.035em;background:transparent;box-shadow:none;text-transform:uppercase}
.btn:hover{transform:none}.btn.gold{background:var(--ink);border-color:var(--ink);color:#fff}.btn.gold:hover{background:#2a2824}.btn.outline:hover{border-color:var(--ink)}

/* Hero */
.hero{padding:110px 0 90px}.hero-grid{grid-template-columns:minmax(0,1.15fr) minmax(390px,.85fr);gap:74px;align-items:start}
.hero h1{font-size:clamp(58px,7vw,104px);line-height:.92;max-width:900px;margin:24px 0 30px}
.hero p{font-size:20px;line-height:1.6;color:#565149;max-width:700px}.hero-note{font-size:12px;letter-spacing:.025em}
.product-frame{background:transparent;border:0;border-left:1px solid var(--line);border-radius:0;padding:0 0 0 30px;box-shadow:none;transform:none}
.product-frame:before{display:none}.screen{background:var(--dark);border:0;border-radius:0;padding:26px;color:#f5f1e8;min-height:510px}
.screen-top{border-bottom:1px solid #34312b;padding-bottom:15px}.screen-badge{border:0;border-radius:0;padding:0;color:#c7a459}.screen h3{font-size:42px}.screen p{font-size:14px}
.progress{height:2px;border-radius:0;background:#37332c}.progress span{background:#d0ae64}.screen-cta{border-radius:2px;padding:13px 15px;background:#d0ae64;font-size:13px;letter-spacing:.04em;text-transform:uppercase}
.steps-mini{gap:0;border-top:1px solid #34312b;border-bottom:1px solid #34312b}.steps-mini div{border:0;border-right:1px solid #34312b;border-radius:0;padding:13px 10px}.steps-mini div:last-child{border-right:0}

/* Proof and content rhythm */
.proof-strip{background:transparent;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.proof-grid div{padding:24px 24px 24px 0;border-right:0}.proof-grid div+div{padding-left:24px;border-left:1px solid var(--line)}
.proof-grid b{font-size:15px;letter-spacing:.01em}.proof-grid span{font-size:12px}
section.block{padding:118px 0}.section-head{margin-bottom:50px;align-items:start}.section-head h2{font-size:clamp(48px,5.5vw,78px);max-width:880px;line-height:.96}.section-head p{font-size:17px;line-height:1.7}

/* Kill the card wall */
.cards{gap:34px}.card{background:transparent;border:0;border-top:1px solid var(--line);border-radius:0;padding:22px 0 0;box-shadow:none}
.card-num{font-size:11px;letter-spacing:.16em}.card h3{font-size:34px;margin:70px 0 14px}.card p{font-size:15px;line-height:1.7}
.dark-section{background:var(--dark);color:#f5f1e8}.dark-section .card{background:transparent;border-color:#39352e}
.path-grid{gap:0;border-top:1px solid #3d3931}.path{border:0;border-bottom:1px solid #3d3931;background:transparent;border-radius:0;padding:26px 0;grid-template-columns:56px 1fr auto}
.path:nth-child(odd){padding-right:34px}.path:nth-child(even){padding-left:34px;border-left:1px solid #3d3931}
.path i{width:auto;height:auto;border-radius:0;background:transparent;color:#c5a25d;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12px;letter-spacing:.12em}
.path h3{font-size:29px}.path span{font-size:10px;letter-spacing:.12em}

/* Practice / ledger */
.comparison{gap:72px}.comparison h2{font-size:clamp(48px,5.5vw,78px)}
.ledger{border:0;border-top:1px solid var(--line);border-radius:0;background:transparent}.ledger-row{padding:24px 0;border-bottom:1px solid var(--line2)}
.meter{height:2px;border-radius:0;background:#ddd7cc}.meter i{background:var(--ink)}

/* Intelligence should read like a newsroom */
.intelligence-preview-grid{gap:48px}.calendar-preview,.news-preview{border-radius:0!important;box-shadow:none!important;background:transparent!important;border:0!important;border-top:1px solid var(--line)!important;padding:22px 0!important}
.preview-head{border-bottom:1px solid var(--line2)!important}.preview-event{border-bottom:1px solid var(--line2)!important;border-radius:0!important;background:transparent!important}
.preview-impact{border-radius:0!important}.news-preview .btn{margin-top:20px}

/* Statement instead of a yellow card */
.quote-block{background:transparent;color:var(--ink);border-radius:0;padding:0 0 0 28px;border-left:3px solid var(--gold);gap:70px}
.quote-block h2{font-size:clamp(46px,5vw,74px)}

/* FAQ + CTA */
details{padding:24px 0}.cta-band{padding:110px 0}.cta-box{background:var(--dark);border-radius:0;padding:62px 56px;border-top:3px solid var(--gold)}
.cta-box .btn{background:#f3ead8!important;border-color:#f3ead8!important;color:#111!important}

/* Footer */
.site-footer{padding-top:66px}.footer-grid{border-top:1px solid #2e2b26;padding-top:34px}.footer-grid h4{font-size:12px;text-transform:uppercase;letter-spacing:.1em}

/* Interior pages */
.page-hero{padding:100px 0 54px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(54px,7vw,96px);line-height:.94}.page-hero p{font-size:19px}
.content{padding-top:64px}.content-grid{grid-template-columns:210px minmax(0,1fr);gap:72px}.toc{top:100px}.toc a{border-bottom:1px solid var(--line2);padding:10px 0}
.price-grid{gap:34px}.price-card{border:0;border-top:1px solid var(--line);border-radius:0;padding:24px 0;background:transparent}.price-card.featured{border-top:3px solid var(--ink);box-shadow:none}.price-card ul{min-height:0}
.form-card{max-width:820px;background:transparent;border:0;border-top:1px solid var(--line);border-radius:0;padding:26px 0}.form-card label{font-size:12px;text-transform:uppercase;letter-spacing:.06em}
.form-card input,.form-card textarea,.form-card select{border:0;border-bottom:1px solid #a9a298;border-radius:0;padding:14px 0;background:transparent}.form-card input:focus,.form-card textarea:focus,.form-card select:focus{outline:none;border-bottom-color:var(--ink)}
.notice{background:transparent;border-left:2px solid var(--gold);border-radius:0;padding:14px 18px}.tag{border:0;border-bottom:1px solid var(--line);border-radius:0;padding:4px 0;margin:4px 14px 4px 0}

/* Public ticker */
.bl-market-ticker{border-radius:0!important;box-shadow:none!important}.ticker-cell{border-radius:0!important}.ticker-symbol,.ticker-price{font-family:ui-monospace,SFMono-Regular,Menlo,monospace}

@media(max-width:900px){
  .shell{width:min(100% - 34px,1240px)}.hero{padding-top:72px}.hero-grid{grid-template-columns:1fr;gap:48px}.product-frame{border-left:0;border-top:1px solid var(--line);padding:28px 0 0}.path:nth-child(odd),.path:nth-child(even){padding-left:0;padding-right:0;border-left:0}.cards{grid-template-columns:1fr}.card h3{margin-top:34px}.quote-block{grid-template-columns:1fr}.proof-grid div+div{border-left:0}.proof-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .shell{width:min(100% - 24px,1240px)}.hero h1{font-size:52px}.hero p{font-size:18px}.section-head h2{font-size:46px}.proof-grid{grid-template-columns:1fr}.proof-grid div{padding:17px 0!important;border-left:0!important;border-bottom:1px solid var(--line)}.cta-box{padding:42px 26px}.page-hero h1{font-size:52px}
}

/* V17.1 — OBSIDIAN / LUX WHITE PALETTE */
:root{
  --obsidian:#070706;--ink:#0c0c0b;--paper:#fbfaf6;--paper2:#fffdf9;
  --gold:#a88745;--gold2:#8b6b35;--muted:#6e6c66;--line:#d9d7d0;--line2:#eceae4;
  --dark:#070706;--dark2:#0c0c0b;--white:#fffdf9;
}
html,body{background:var(--paper2);color:#0c0c0b}
.site-header{background:rgba(7,7,6,.98);border-bottom-color:#242421;color:#fbfaf6}
.site-header .nav-links a{color:#d9d7d0}.site-header .nav-links a:hover{color:#fffdf9}
.site-header .btn.outline{border-color:#55534d;color:#fbfaf6}.site-header .btn.outline:hover{border-color:#fbfaf6}
.site-header .btn.gold{background:#fbfaf6!important;border-color:#fbfaf6!important;color:#070706!important}
.menu{color:#fbfaf6}
.hero{background:#070706;color:#fbfaf6;border-bottom:1px solid #242421}
.hero h1{color:#fffdf9}.hero p{color:#b9b7b0}.hero-note{color:#8f8d87}.hero .eyebrow{color:#b99a5f}.hero .eyebrow:before{background:#a88745}
.hero .btn.gold{background:#fbfaf6;border-color:#fbfaf6;color:#070706}.hero .btn.gold:hover{background:#fff}
.hero .btn.outline{color:#fbfaf6;border-color:#55534d}.hero .btn.outline:hover{border-color:#fbfaf6}
.hero .product-frame{border-left-color:#35332f}.hero .screen{background:#0c0c0b;border:1px solid #242421}.hero .screen-top,.hero .steps-mini{border-color:#2d2c29}
.hero .steps-mini div{border-color:#2d2c29}.hero .screen p{color:#a7a49d}.hero .progress{background:#272622}.hero .progress span{background:#a88745}.hero .screen-cta{background:#fbfaf6;color:#070706}
.proof-strip{background:#070706;border-color:#242421;color:#fbfaf6}.proof-grid div+div{border-left-color:#242421}.proof-grid span{color:#9e9b94}.proof-grid b{color:#fffdf9}
section.block{background:#fffdf9;color:#0c0c0b}.section-head p,.card p{color:#686660}.card{border-top-color:#d5d3cc}.dark-section{background:#070706;color:#fbfaf6}.dark-section .section-head p,.dark-section .card p{color:#aaa8a1}.dark-section .card{border-color:#302f2b}.dark-section .card h3{color:#fffdf9}.dark-section .card-num{color:#b99a5f}
.intelligence-preview{background:#070706!important;color:#fbfaf6!important}.intelligence-preview .section-head h2{color:#fffdf9}.intelligence-preview .section-head p{color:#aaa8a1}.intelligence-preview .calendar-preview,.intelligence-preview .news-preview{border-top-color:#34332f!important;color:#fbfaf6}.intelligence-preview .preview-head,.intelligence-preview .preview-event{border-color:#2b2a27!important}.intelligence-preview .preview-event,.intelligence-preview .preview-event strong,.intelligence-preview .news-preview h3{color:#fbfaf6!important}.intelligence-preview .muted,.intelligence-preview p{color:#a7a49d!important}.intelligence-preview .btn{color:#fbfaf6;border-color:#595751}
.quote-block{color:#0c0c0b}.quote-block h2{color:#0c0c0b}
.cta-band{background:#070706;color:#fbfaf6}.cta-box{background:#070706;border-top-color:#a88745}.cta-box h2{color:#fffdf9}.cta-box p{color:#aaa8a1}.cta-box .btn{background:#fbfaf6!important;border-color:#fbfaf6!important;color:#070706!important}
.site-footer{background:#070706;color:#c2c0ba}.site-footer a{color:#aaa8a1}.site-footer a:hover{color:#fffdf9}.footer-grid{border-top-color:#2b2a27}.footer-grid h4{color:#fbfaf6}.legal{border-top-color:#242421;color:#77756f}
.page-hero{background:#070706;color:#fbfaf6;border-bottom-color:#242421}.page-hero h1{color:#fffdf9}.page-hero p{color:#aaa8a1}.page-hero .eyebrow{color:#b99a5f}
.content{background:#fffdf9}.content article h2,.content article h3{color:#0c0c0b}.content article p,.content article li{color:#4f4d48}.toc a{color:#5c5a55}.toc a:hover{color:#0c0c0b}
.price-card{border-top-color:#d1cfc8}.price-card.featured{border-top-color:#0c0c0b}.form-card{border-top-color:#0c0c0b}.form-card input,.form-card textarea,.form-card select{color:#0c0c0b;border-bottom-color:#9a9891}.notice{border-left-color:#a88745}
.bl-market-ticker{background:#0c0c0b!important;border-color:#242421!important;color:#fbfaf6!important}.ticker-cell{border-color:#242421!important}.ticker-symbol{color:#aaa8a1!important}.ticker-price{color:#fffdf9!important}
@media(max-width:900px){.hero .product-frame{border-left:0;border-top-color:#34332f}}

/* BLACK LEDGER V18 — HARVEY-INSPIRED IVORY / INK SYSTEM
   Proprietary Harvey fonts are not copied. Newsreader + Inter preserve the same serif/sans roles and scale discipline. */
:root{
  --bl-ivory:#F7F4EC;
  --bl-paper:#FBFAF6;
  --bl-white:#FFFFFF;
  --bl-ink:#0F0E0D;
  --bl-ink-soft:#33312C;
  --bl-dark:#1F1D1A;
  --bl-muted:#706D66;
  --bl-muted-light:#8F8B85;
  --bl-border:#CCCAC6;
  --bl-border-light:#E5E5E3;
  --bl-accent:#D8D4C9;
  --font-display:"Newsreader", "Iowan Old Style", serif;
  --font-ui:"Inter", ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
html,body{background:var(--bl-ivory)!important;color:var(--bl-ink)!important}
body{font-family:var(--font-ui)!important;font-size:16px!important;line-height:1.5!important;letter-spacing:0!important;font-weight:400!important}
h1,h2,h3{font-family:var(--font-display)!important;font-weight:400!important;color:var(--bl-ink)!important}
h1{font-size:clamp(48px,6vw,72px)!important;line-height:1.05!important;letter-spacing:-.9px!important}
h2{font-size:32px!important;line-height:1.05!important;letter-spacing:-.32px!important}
h3{font-size:24px!important;line-height:1.05!important;letter-spacing:-.24px!important}
p{font-size:16px;line-height:1.5;font-weight:400}
.eyebrow,.card-num,.tag,.preview-currency,.preview-head,.footer-grid h4{font-family:var(--font-ui)!important;font-size:14px!important;font-weight:500!important;letter-spacing:0!important;text-transform:none!important;color:var(--bl-muted)!important}
.eyebrow:before{display:none!important}
.shell{width:min(1200px,calc(100% - 80px))!important}

/* Header — ivory, quiet, Harvey-like */
.site-header{background:rgba(247,244,236,.96)!important;color:var(--bl-ink)!important;border:0!important;backdrop-filter:blur(14px)!important}
.nav-row{height:106px!important}
.wordmark img{height:34px!important;mix-blend-mode:multiply}
.nav-links{gap:30px!important;font-size:16px!important;font-weight:400!important;letter-spacing:0!important}
.site-header .nav-links a{color:var(--bl-ink)!important}
.nav-actions{gap:12px!important}
.btn{min-height:44px!important;padding:12px 20px!important;border-radius:8px!important;font-family:var(--font-ui)!important;font-size:14px!important;font-weight:500!important;line-height:1.45!important;letter-spacing:0!important;text-transform:none!important;box-shadow:none!important}
.btn.gold,.btn[style*="#d7b160"]{background:var(--bl-ink)!important;border-color:var(--bl-ink)!important;color:#fff!important}
.btn.outline,.site-header .btn.outline{background:transparent!important;border-color:var(--bl-border)!important;color:var(--bl-ink)!important}
.btn:hover{transform:none!important}

/* Hero — ivory space, black product anchor */
.hero{background:var(--bl-ivory)!important;color:var(--bl-ink)!important;padding:112px 0 128px!important;border:0!important}
.hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(360px,.8fr)!important;gap:80px!important;align-items:center!important}
.hero h1{max-width:780px!important;margin:18px 0 26px!important;color:var(--bl-ink)!important}
.hero p{font-family:var(--font-ui)!important;font-size:20px!important;line-height:1.6!important;color:var(--bl-ink-soft)!important;max-width:700px!important}
.hero-note{font-size:14px!important;line-height:1.3!important;color:var(--bl-muted)!important}
.hero .btn.gold{background:var(--bl-ink)!important;color:#fff!important}
.hero .btn.outline{color:var(--bl-ink)!important;border-color:var(--bl-border)!important}
.product-frame{border:0!important;padding:0!important;background:transparent!important}
.hero .screen{background:var(--bl-dark)!important;border:0!important;border-radius:8px!important;padding:32px!important;min-height:470px!important;color:#fff!important;box-shadow:0 10px 15px -3px rgba(0,0,0,.08),0 4px 6px -4px rgba(0,0,0,.08)!important}
.screen-top,.steps-mini{border-color:#3B3834!important}.screen-badge,.screen-kicker{color:#ADABA5!important;font-size:14px!important;font-weight:500!important}.screen h3{font-family:var(--font-ui)!important;font-size:32px!important;font-weight:500!important;line-height:1.1!important;color:#fff!important;letter-spacing:-.32px!important}.screen p{font-size:16px!important;line-height:1.5!important;color:#d0cdc7!important}.progress{height:2px!important;background:#44413C!important}.progress span{background:#fff!important}.screen-cta{background:#fff!important;color:var(--bl-ink)!important;border-radius:8px!important;font-size:14px!important;font-weight:500!important;text-transform:none!important;letter-spacing:0!important}.steps-mini div{font-size:14px!important;border-color:#3b3834!important}.steps-mini b{font-weight:500!important}

/* Monochrome content rhythm */
.proof-strip{background:var(--bl-ivory)!important;color:var(--bl-ink)!important;border-top:1px solid var(--bl-border)!important;border-bottom:1px solid var(--bl-border)!important}.proof-grid div+div{border-left-color:var(--bl-border)!important}.proof-grid b{font-size:16px!important;font-weight:500!important;color:var(--bl-ink)!important}.proof-grid span{font-size:14px!important;color:var(--bl-muted)!important}
section.block{background:var(--bl-ivory)!important;color:var(--bl-ink)!important;padding:128px 0!important}.section-head{margin-bottom:64px!important}.section-head h2{font-size:32px!important;line-height:1.05!important;max-width:720px!important}.section-head p{font-size:20px!important;line-height:1.6!important;color:var(--bl-ink-soft)!important;max-width:620px!important}.cards{gap:40px!important}.card{border-top:1px solid var(--bl-border)!important;background:transparent!important}.card h3{font-size:24px!important;margin:48px 0 12px!important}.card p{font-size:16px!important;color:var(--bl-muted)!important}
.dark-section,.intelligence-preview{background:var(--bl-dark)!important;color:#fff!important}.dark-section h2,.dark-section h3,.intelligence-preview h2,.intelligence-preview h3{color:#fff!important}.dark-section .section-head p,.dark-section p,.intelligence-preview .section-head p,.intelligence-preview p{color:#c5c2bc!important}.dark-section .eyebrow,.intelligence-preview .eyebrow,.dark-section .card-num,.intelligence-preview .card-num{color:#ADABA5!important}.path-grid{border-color:#4a4641!important}.path{border-color:#4a4641!important}.path i,.path span{color:#ADABA5!important}.path h3{font-family:var(--font-ui)!important;font-size:20px!important;font-weight:500!important;line-height:1.3!important}.path p{font-size:16px!important}

/* No gold; pure ink/ivory system */
.quote-block{border-left:1px solid var(--bl-ink)!important;color:var(--bl-ink)!important}.quote-block .eyebrow{color:var(--bl-muted)!important}.meter i,.preview-impact,.bl-market-ticker .ticker-dot{background:var(--bl-ink)!important}
.intelligence-preview .calendar-preview,.intelligence-preview .news-preview{border-color:#5b5751!important}.preview-head,.preview-event{border-color:#45413c!important}.preview-impact.high{background:#fff!important}.preview-impact.med{background:#8f8b85!important}
.cta-band{background:var(--bl-ivory)!important;color:var(--bl-ink)!important;padding:128px 0!important}.cta-box{background:var(--bl-dark)!important;border:0!important;border-radius:8px!important;padding:56px!important}.cta-box h2{color:#fff!important;font-size:32px!important}.cta-box p{color:#c5c2bc!important}.cta-box .eyebrow{color:#ADABA5!important}.cta-box .btn{background:#fff!important;border-color:#fff!important;color:var(--bl-ink)!important}

/* Interior pages */
.page-hero{background:var(--bl-ivory)!important;color:var(--bl-ink)!important;border-bottom:1px solid var(--bl-border)!important;padding:96px 0 64px!important}.page-hero h1{font-size:clamp(48px,6vw,72px)!important;color:var(--bl-ink)!important}.page-hero p{font-size:20px!important;line-height:1.6!important;color:var(--bl-ink-soft)!important}.content{background:var(--bl-ivory)!important}.content article h2{font-size:32px!important}.content article h3{font-size:24px!important}.content article p,.content article li{font-size:16px!important;line-height:1.5!important;color:var(--bl-ink-soft)!important}.toc a{font-size:14px!important;color:var(--bl-muted)!important}.price-card,.form-card{border-top:1px solid var(--bl-border)!important}.price-card.featured{border-top:2px solid var(--bl-ink)!important}.form-card input,.form-card textarea,.form-card select{font-family:var(--font-ui)!important;font-size:16px!important;background:#fff!important;border:1px solid var(--bl-border)!important;border-radius:4px!important;padding:12px 16px!important}.notice{border-left:1px solid var(--bl-ink)!important}

.site-footer{background:var(--bl-ink)!important;color:#fff!important;padding-top:72px!important}.site-footer a{font-size:14px!important;font-weight:400!important;color:#d4d1ca!important}.footer-grid h4{font-size:14px!important;font-weight:500!important;color:#fff!important}.legal{color:#8f8b85!important}
.bl-market-ticker{background:var(--bl-ink)!important;border-color:#292724!important;color:#fff!important}.ticker-symbol,.ticker-price{font-family:var(--font-ui)!important;font-size:14px!important}.ticker-symbol{color:#ADABA5!important}.ticker-price{color:#fff!important}

@media(max-width:900px){.shell{width:min(100% - 40px,1200px)!important}.nav-row{height:84px!important}.hero{padding:80px 0 96px!important}.hero-grid{grid-template-columns:1fr!important;gap:56px!important}.product-frame{border:0!important}.section-head{grid-template-columns:1fr!important}.section-head p{font-size:18px!important}}
@media(max-width:560px){.shell{width:min(100% - 28px,1200px)!important}.hero h1,.page-hero h1{font-size:48px!important}.hero p,.page-hero p{font-size:18px!important}.section-head h2{font-size:32px!important}section.block{padding:88px 0!important}.cta-box{padding:36px 24px!important}}